Last Updated: January 12, 2026
Welcome to Better Investor. By accessing or using our website and services at better-investor.co and its subdomains, you agree to be bound by these Terms of Service.
By accessing and using Better Investor's website and tools, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use our services.
Better Investor provides financial planning tools, calculators, and educational content related to investing and retirement planning. Our services include:
IMPORTANT: The tools, calculators, and content provided by Better Investor are for educational and informational purposes only. They do not constitute financial, investment, tax, or legal advice. You should consult with qualified professionals before making any financial decisions.
Past performance does not guarantee future results. Any projections or calculations provided by our tools are hypothetical and should not be considered as predictions of actual future performance.
When using Better Investor, you agree to:
All content, features, and functionality on Better Investor, including but not limited to text, graphics, logos, calculators, and software, are the exclusive property of Tom - Lazy Investor and are protected by copyright laws.
You may use our tools for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works without express written permission.
Your use of Better Investor is also governed by our Privacy Policy. We do not store your calculation inputs on our servers. All calculations are performed locally in your browser.
Our website may contain links to third-party websites or integrate with third-party services. We are not responsible for the content, privacy policies, or practices of these third parties.
Better Investor is provided "AS IS" and "AS AVAILABLE" without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
To the fullest extent permitted by law, Tom - Lazy Investor shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
While we strive to provide accurate and up-to-date information, we make no representations or warranties about the accuracy, reliability, completeness, or timeliness of the content. Market conditions, tax laws, and financial regulations change frequently.
We reserve the right to modify or discontinue, temporarily or permanently, the service (or any part thereof) with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the service.
We reserve the right to update these Terms of Service at any time. We will notify users of any material changes by updating the "Last Updated" date at the top of this page. Your continued use of Better Investor after such changes constitutes acceptance of the updated terms.
We reserve the right to terminate or suspend your access to Better Investor immediately, without prior notice or liability, for any reason, including breach of these Terms of Service.
These Terms shall be governed by and construed in accordance with the laws of your jurisdiction, without regard to its conflict of law provisions.
Any disputes arising from these Terms or your use of Better Investor shall be resolved through good faith negotiations. If negotiations fail, disputes shall be resolved through binding arbitration.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
If you have any questions about these Terms of Service, please contact us:
These Terms of Service, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and Better Investor regarding the use of our services.
© 2026 Tom - Lazy Investor. All rights reserved.
Home | Privacy Policy | Disclaimer | Contact