Privacy Policy
Last Updated: January 12, 2026
At Better Investor, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect your information when you use our website and services.
1. Information We Collect
1.1 Information You Provide
When you use our calculators and tools, you may input financial data such as:
- Age and retirement timeline
- Investment amounts and goals
- Expected returns and inflation rates
- Other financial planning parameters
Important: This data is processed locally in your browser and is NOT stored on our servers or transmitted to us.
1.2 Automatically Collected Information
Like most websites, we automatically collect certain information when you visit our site:
- Log Data: IP address, browser type, operating system, referring URLs, pages viewed, and time spent on pages
- Cookies: Small data files stored on your device (see Section 5 for details)
- Analytics Data: Usage patterns and interactions with our tools
1.3 Email Newsletter (If Applicable)
If you subscribe to our newsletter, we collect:
- Email address
- Name (if provided)
- Subscription preferences
2. How We Use Your Information
We use the information we collect to:
- Provide Services: Enable the functionality of our calculators and tools
- Improve Our Website: Analyze usage patterns to enhance user experience
- Send Communications: Deliver newsletters, updates, and educational content (only if you opt-in)
- Security: Protect against fraud and unauthorized access
- Legal Compliance: Comply with applicable laws and regulations
3. Data Storage and Security
3.1 Calculator Data
All calculations performed using our tools are processed entirely in your browser. We do not store, transmit, or have access to the financial data you input into our calculators.
3.2 Security Measures
We implement industry-standard security measures to protect your information, including:
- SSL/TLS encryption for data transmission
- Secure hosting infrastructure
- Regular security audits and updates
- Limited access to personal information
However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.
4. Data Sharing and Disclosure
4.1 We Do NOT Sell Your Data
We do not sell, rent, or trade your personal information to third parties for marketing purposes.
4.2 Limited Sharing
We may share information only in the following circumstances:
- Service Providers: Third-party services that help us operate our website (e.g., email providers, analytics platforms) under strict confidentiality agreements
- Legal Requirements: When required by law or to protect our rights and safety
- Business Transfers: In the event of a merger, acquisition, or sale of assets
4.3 Third-Party Services
Our website uses the following third-party services:
- Analytics: To understand how visitors use our site
- Email Marketing: To send newsletters (only if you subscribe)
- CDN Services: To deliver content efficiently (Tailwind CSS, Chart.js)
These services may collect information according to their own privacy policies.
5. Cookies and Tracking Technologies
5.1 What Are Cookies?
Cookies are small text files stored on your device that help websites remember your preferences and improve your experience.
5.2 Types of Cookies We Use
- Essential Cookies: Necessary for the website to function properly
- Analytics Cookies: Help us understand how you use our site
- Preference Cookies: Remember your settings and preferences
5.3 Managing Cookies
You can control cookies through your browser settings. Note that disabling cookies may limit some functionality of our website.
6. Your Privacy Rights
6.1 Access and Control
You have the right to:
- Access: Request a copy of the personal information we hold about you
- Correction: Request corrections to inaccurate or incomplete information
- Deletion: Request deletion of your personal information
- Opt-Out: Unsubscribe from marketing communications at any time
- Data Portability: Request your data in a machine-readable format
6.2 How to Exercise Your Rights
To exercise any of these rights, please contact us at privacy@better-investor.co
7. Children's Privacy
Better Investor is not intended for children under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
8. International Users
If you are accessing Better Investor from outside your country, please note that your information may be transferred to, stored, and processed in different jurisdictions. By using our services, you consent to this transfer.
9. Data Retention
We retain your information only as long as necessary to provide our services and comply with legal obligations. Since calculator data is not stored on our servers, it is never retained by us.
10. Do Not Track Signals
Some browsers have a "Do Not Track" feature. Currently, there is no industry standard for responding to these signals. We do not currently respond to Do Not Track browser signals.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by:
- Updating the "Last Updated" date at the top of this page
- Posting a notice on our website
- Sending an email notification (if you're subscribed)
Your continued use of Better Investor after changes constitutes acceptance of the updated policy.
12. California Privacy Rights (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):
- Right to know what personal information is collected
- Right to know if personal information is sold or disclosed
- Right to opt-out of the sale of personal information (we do not sell data)
- Right to deletion of personal information
- Right to non-discrimination for exercising your rights
13. European Privacy Rights (GDPR)
If you are in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR), including:
- Right to access your personal data
- Right to rectification of inaccurate data
- Right to erasure ("right to be forgotten")
- Right to restrict processing
- Right to data portability
- Right to object to processing
14. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:
15. Consent
By using Better Investor, you consent to our Privacy Policy and agree to its terms.